Today's Mortgage Rates
November 01, 2025
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 5.875 | 30 | .250 | 5% Minimum% | 5.999% | 5.92 |
| 20 Year Fixed Conventional | Y | 5.750 | 20 | .125 | 5% Minimum% | 5.897% | 7.02 |
| 15 Year Fixed Conventional | Y | 5.500 | 15 | 0.00 | 5% Minimim% | 5.661% | 8.17 |
| 1% Down Conventional | Y | 6.875 | 360 | 0.00 | 1% Minimum 80% AMI% | 6.988% | 6.96 |
| Jumbo | Y | 6.375 | 360 | 0.00 | 20% Minimum% | 6.482% | 6.24 |
| Home Possible | 1st Time Homebuyers | 5.875 | 30 | 0.00 | 3% Minimum% | 5.976% | 5.92 |
| FHA Down Payment Assistance Program | N | 7.250 | 30 | 0.00 | 3.5% Minimum% | 8.036% | 7.34 |
| FHA 30 Year Fixed | N | 5.625 | 30 | 0.00 | 3.5% Minimum% | 6.435% | 5.76 |
| VA 30 Year Fixed | N | 5.625 | 30 | 0.00 | 0 Minimum% | 5.732% | 5.76 |
| Invest 75% LTV | N | 6.625 | 30 | .250 | .25% Minimum% | 6.760% | 6.40 |
| USDA | N | 5.750 | 30 | 0.00 | 0 Minimum% | 6.303% | 5.811 |
| FHA 5/1 Arm | N | 5.750 | 30 | .250 | 3.5% Minimum% | 6.582% | 6.32 |
| VA 5/1 Arm | N | 5.750 | 30 | .250 | 0 Minimum% | 6.114% | 6.32 |
*APR - the annual percentage rate is based on a loan size of $300,000
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
